And....the ink wasn't dry on the Bank purchase, final 10/1, and Columbia Bank announced they are merging with Umpqua Bank.  The merger date is set about the time of our conversion to Columbia's systems, so we'll do two conversions in a year - assuming I'm still there.  Somehow, working at a $55 billion company isn't what I had on my to-do list...(MBOC was $1.4 billion)