How not to start your day at a conference.....putting the lid on your coffee wrong, and spilling coffee down your front the very first thing.   What a way to start the day!   Luckily I wasn't wearing white.  And I didn't get it on my shirt (much).  Other than that, a good day!  Lots of networking and  watching up on the changes to the world of banking regulations.   I did get down to Olde Towne San Diego last night and had a good dinner.  It is definitely a tourist trap, but the food was good.  Tonight I'm staying in and watching TV.  We had a reception after the meeting today, and I'm peopled out.  Tomorrow is another day......